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Generate a large cash sum with a simple repayment scheme

Are you in need of a flexible finance solution that works with the flow of your business? We have partnered with one of the leaders in Alternative Finance within the UK (Capify) who can raise you up to 150% of your average monthly credit and debit card terminals. Capify is an innovative business finance company offering £3,500 - £500,000 to SMEs across the UK.

Repayments couldn’t be simpler

Some of the reasons why we have chosen to partner with Capify

  • 10 years’ experience in helping SMEs grow their businesses
  • Flexible solution – repayments are an agreed percentage each card payment you take
  • Dedicated UK customers service
  • Can raise your business up to £500,000
  • Simple renewal process once 60% complete
  • Their customer facing team is consistently rated “Excellent” on the independent review site Trustpilot

Repayments couldn’t be simpler

A percentage of your daily card sales are used to pay back the load, if you don’t take any card sales on a day then you will not pay back anything. Likewise, if you have a great day on card sales then a percentage of this will offset against your loan. This simple, stress free way of paying off your load means you can focus on growing your business without the worry of expensive repayments.

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If you accept credit and debit card payments from your customers, the Merchant Cash Advance is the perfect business finance solution. Every working day Capify will take a small pre-agreed percentage of your card transactions until the advance has been paid back.

The amount you have to repay will fluctuate depending on how much you process through your terminal, this means on a slow day you will pay back less and on a busy day you will pay back slightly more. It’s finance that works with the dynamic of your business.

  • Frequently Asked Questions

How long will it take me to pay back?

Repayments are variable depending on you merchant income, but from recent independent research, Capify has found that most customers take on average 10 months to pay back the loan amount.

Will I qualify?

If you own a business based in the UK that has been trading over 1 year then you could qualify for finance with Capify. The business also should be taking £5,000 per month through their card terminal.

How is merchant cash advance different from a bank loan?

The merchant cash advance goes against your future income. You will not get charged for the days when your card machine is not used and will only pay back a percentage of the income you receive through your card machine. This is perfect for seasonal businesses that experience peak times of the year.  There is no interest charged and no fixed payback time. You will pay a fixed percentage on the amount you borrowed. Simple.

How much can I get?

A business will typically qualify for 100-200% of their monthly merchant turnover. Find out more by completing an enquiry form.

Don't Just Take Our Word For It!

Very friendly service from our sales executive Tom. Obviously has to go through the legals that was done as swiftly and without hassle - Paul Head

Don't Just Take Our Word For It!

Excellent service, many thanks to Steven Reid who helped me sort a problem I had with my supplier for years, he was very friendly, efficient, informative and guided me throughout - Nazima Din

Don't Just Take Our Word For It!

I would recommend this company without reservation. The broker I usually speak to is Tom Horn, he is very efficient, helpful and friendly - Kate Threadgold

Don't Just Take Our Word For It!

Thanks to Sukie and Mike for making the renewal of our group Electricity contracts for 2019-20 the easiest they have been. A great team and, an excellent 'no nonsense' approach to what can be a confusing operation. Many thanks - Dave Parkyns